Eligible consolidating lenders


Fortunately, we’ve highlighted the six best banks and lenders to help you refinance and consolidate both private and federal student loans, based on your financial situation.

AES, an FFELP lender, is subject to some non-negotiable terms in their design of the federal consolidation loan.


Criteria for the loan include: The Key Education Consolidation Loan is offered thanks to the partnership between AES and Key Bank.This particular consolidation loan is suited to borrowers who wish to use AES lending services, but have not previously held private loans with the company.This page has been retained for archival reference.American Educational Services (AES) provides a stable of federal and private student loans as well as federal and private consolidation loans.

Added incentives allow lenders the flexibility to distinguish their loan program from that of competitors’: A private consolidation loan is subject to the terms established by the lender.

AES’s Private Access Consolidation Loan requires borrowers be private loan customers of AES.



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